^{What is a Bank Guarantee?}

^{A bank guarantee often referred to as BG is a guarantee from a lending institution ensuring the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank covers it. We can simply say that a bank guarantee is a promise from a bank or other lending institution that if a particular borrower defaults on a payment, the bank will cover the loss. Note that a bank guarantee is not the same as a letter of credit.}

Need a Bank Guarantee from HSBC, Barclays Bank or Credit Suisse?
^{Just because these top-rated banks do not know you enough, they may be reluctant to issue a guarantee directly to you which is why we continue to be a linking bridge between you and these banks making it possible for you to either lease a bank guarantee to be issued in our name or purchase a fresh cut bank guarantee to be issued in your name. Even though a leased or purchased bank guarantee is valid for business, leasing a bank guarantee costs 4% of the amount on the bank guarantee generally known as the face value and cannot be monetized, while purchasing costs 30% and can be monetized.}
Brokers benefit 2% of the bank guarantee face value on each issuance

How can I get a Bank Guarantee?
<sup>1. Send us your Customer Information Sheet, Preferred Verbiage, Passport copy and Company Registration/Incorporation Certificate for Due Diligence and Verification,
2. Upon Approval, we send you a Deed of Agreement, (DOA),
3. Send us the signed contract and make an initial payment to cover the processing fee,
4. Our bank sends you Pre-Advice RWA MT799,
5. Our bank sends you a Bank Guarantee MT760,
6. You either remit the leasing/purchasing cost in ninety days or we monetize the Bank Guarantee (only purchased Bank Guarantees can be monetized).
We only monetize purchased Bank Guarantees at 80% LTV</sup>

How can I monetize a Bank Guarantee?
<sup>For Bank Guarantees provided in-house,
1. Fill a Deed of Agreement, (DOA),
2. Within 10 working days, we monetize your Bank Guarantee,
3. Within 3 banking days, we pay you 80% of the Bank Guarantee total value.</sup>

^{What is a Standby Letter of Credit?}

_{A Standby Letter or Credit or a Letter of Credit often referred to as SBLC or LC respectively is an irrevocable documentary commitment, issued by the bank to a third-party beneficiary, confirming holders as creditworthy and/or  promising to pay on behalf of the originator. Our major involvement with the banks, considering very many previous successful leasing and purchasing, reduces the pressure to obtain the SBLC, making the document even more readily available for our end receivers after performing general underwriting duties to ensure the financial credibility of the party seeking the letter of credit.}

Need a Standby Letter of Credit from HSBC, Barclays Bank or Credit Suisse?
^{Just because these top-rated banks do not know you enough, they may be reluctant to issue an SBLC directly to you which is why we continue to be a linking bridge between you and these banks making it possible for you to either lease a standby letter of credit to be issued in our name or purchase a fresh cut standby letter of credit to be issued in your name.} 

^{Even though a leased or purchased SBLC is valid for business, leasing an SBLC costs 4% of the amount on the standby letter of credit generally known as the face value and cannot be monetized, while purchasing costs 30% and can be monetized.
Brokers benefit 2% of the SBLC face value on each issuance.}

How can I get a Standby Letter of Credit?

^{If you do not have a fixed deposit with us, follow these simple procedures to receive an SBLC.} 

<sup>1. Send us your Customer Information Sheet, Preferred Verbiage, Passport copy and Company Registration/Incorporation Certificate for Due Diligence and Verification,
2. Upon Approval, we send you a Deed of Agreement, (DOA),
3. Send us the signed contract and make an initial payment to cover the processing fee.</sup> 

<sup>4. Our bank sends you Pre-Advice RWA MT799,
5. Our bank sends you a Standby Letter of Credit MT760,
6. You either remit the leasing/purchasing cost in ninety days or we monetize the Standby Letter of Credit (only purchased Standby Letter of Credit can be monetized).</sup>

^{We only monetize purchased Standby Letter of Credit at 80% LTV}

How can I monetize a Standby Letter of Credit?

^{For Standby Letter of Credit provided in-house,}

^{1.  Fill a Deed of Agreement, (DOA),}

^{2. Within 10 working days, we monetize your Standby Letter of Credit,}

^{3. Within 3 banking days, we pay you 80% of the Standby Letter of Credit total value.}

^{What is a Bank Draft?}

^{A bank draft  is a check from one bank to another bank for payment in the name of a particular person or organization for remittance purposes.}

Need a Bank Draft?

^{Just because these top-rated banks do not know you enough or because organizations might not have the cash-at-hand to request for a bank draft, banks may be reluctant to issue a bank draft which is why we continue to be a linking bridge between you and these banks making it possible for you to obtain a bank draft at a 5% charge i.e. Beneficiary remits 5% of the total face value on the bank draft as cost.}

^{Brokers benefit 1% of the bank draft's face value on each issuance}
 

How can I get a Bank Draft?

^{For Investors who have a fixed deposit with us, you do not need to worry about procedures.}

1. ^{Fill a Deed of Agreement, (DOA),}
2. ^{We request and obtain a Bank Draft MT110 sent over to you,}
3. ^{Remit the leasing or purchasing cost.
   If you do not have a fixed deposit with us, follow these simple procedures to receive a bank draft.}
   
4. ^{Send us your Customer Information Sheet, preferred Verbiage and Company Certificate for Due Diligence,}
5. ^{Fill a Deed of Agreement, (DOA),}
6. ^{Make an initial payment to cover the processing fee,}
7. ^{Acknowledge RWA MT799,}
8. ^{We request and obtain a Bank Draft MT110 sent over to you,}
9. ^{Remit the leasing or purchasing cost in ninety days.}

Did you lose a bank draft provided to you by Deniz Finance B.V.?

^{Lost a bank draft provided to you by Deniz Finance B.V., or was it destroyed at the cleaner’s because you forgot it in a pair of pants? We got your back...}

 ^{Contact Deniz Finance B.V., we keep lasting records of every deal completed through us. We always have a copy of the non-negotiable part. We will gladly get in contact with the bank who in turn will verify that the bank draft has not yet been cashed and will issue us another one knowing that we are financially solvent, and we shall simply deliver your bank draft to you again.}

^{SWIFT MT Messages}

^{A list of SWIFT MT messages for Payments and Trade Services is provided below.}

^{SWIFT MT Messages}

^{Customer Payments & Checks}

^{101 Request for Transfer}

^{102 / 102+ Multiple Customer Credit Transfer}

^{103 / 103+ / 103 REMIT Single Customer Credit Transfer}

^{104 Direct Debit and Request for Debit Transfer Message}

^{105 EDIFACT Envelope}

^{106 EDIFACT Envelope}

^{107 General Direct Message}

^{110 Bank Draft/Advice of Cheque(s)}

^{111 Request for Stop Payment of a Cheque}

^{112 Status of a Request for Stop Payment of a Cheque}

^{199 Free Format Message}

^{Treasury Markets–Foreign Exchange, Money Markets & Derivatives}

^{300 Foreign Exchange Confirmation}

^{303 Forex/Currency Option Allocation Instruction}

^{304 Advice/Instruction of a 3rd Party Deal}

^{305 Foreign Currency Option Confirmation}

^{306 Foreign Currency Option Confirmation}

^{307 Advice/Instruction of a 3rd Party FX Deal}

^{308 Instruction for a Gross/Net Settlement of 3rd Party FX deals}

^{320 Fixed Loan/Deposit Confirmation}

^{321 Instruction to Settle a 3rd Party Loan /Deposit}

^{330 Call/Notice (Loan/Deposit Confirmation)}

^{340 Forward Rate Agreement Confirmation}

^{341 Forward Rate Agreement Settlement Confirmation}

^{350 Advice of Loan/Deposit Interest Payment}

^{360 Single Currency Interest Rate Derivative Confirmation}

^{361 Cross Currency Interest Rate Swap Confirmation}

^{362 Interest Rate Reset/Advice of Payment}

^{364 Single Currency Interest Rate Derivative Confirmation}

^{365 Cross Currency Interest Rate Swap Termination/Recouping Confirmation}

^{380 Foreign Exchange Order}

^{381 Foreign Exchange Order Confirmation}

^{Documentary Credits & Guarantees}

^{700 Issue of Documentary Credit}

^{701 Issue of Documentary Credit}

^{705 Pre-Advice of a Documentary Credit}

^{707 Amendment to a Documentary Credit}

^{710 Advice of a 3rd Bank’s Documentary Credit}

^{711 Advice of a 3rd Bank’s Documentary Credit}

^{720 Transfer of a Documentary Credit}

^{721 Transfer of a Documentary Credit}

^{730 Acknowledgement}

^{732 Advice of Discharge}

^{734 Advice of Refusal}

^{740 Authorisation to Reimburse}

^{742 Re-imbursement Claim}

^{747 Amendment to an Authorisation to Reimburse}

^{750 Advice of Discrepancy}

^{752 Authorization to Pay, Accept or Negotiate}

^{754 Advice of Payment/Acceptance/Negotiations}

^{756 Advice of Re-imbursement or Payment}

^{760 Bank Guarantee/Standby Letter of Credit}

^{767 Bank Guarantee/ Standby LC Amendment}

^{768 Acknowledgement of a Guarantee/ Standby LC Message}

^{769 Advice of Reduction or Release}

^{799 Authenticated Free Format Message}

^{Cash Management & Customer Status}

^{900 Confirmation of Debit}

^{910 Confirmation of Credit}

^{920 Request Message}

^{935 Rate Change Advice}

^{940 Customer Statement Message}

^{941 Balance Report}

^{942 Interim Transaction Report}

^{950 Statement Message}

^{960 Request for Service Initiation Message}

^{961 Initiation Response Message}

^{962 Key Service Message}

^{963 Key Acknowledgement Message}

^{964 Error Message}

^{965 Error in Key Service Message}

^{966 Discontinue Service Message}

^{967 Discontinuation Acknowledgement Message}

^{970 Netting Statement}

^{971 Netting Balance Report}

^{972 Netting Interim Statement}

^{973 Netting Request Statement}

^{985 Status Enquiry}

^{986 Status Report}

^{999    Free Format Message}